Private expense tracker, budget planner, money, bill & subscription manager
Take full control of your money with Jax Budget, the smart, offline-first personal finance app designed to help you track expenses, manage category budgets, organize subscriptions, and save money effortlessly. Unlike traditional finance apps that keep your financial data on their servers, Jax Budget stores your ledger on your phone. No accounts to create, no bank logins required, and no ads. Your transactions, budgets and subscriptions are never sent to us.
Everything is stored in a private database on your device. No account and no servers.
Budgets and insights
Monthly and category budgets with clear warnings before you overspend.
Subscriptions
Track renewals and get local reminders before you are charged.
Camera and Voice Scan
Read receipts on the device with ML Kit, or just say what you spent.
Backup your way
Save a backup file anywhere, or to a private folder in your own Google Drive.
App lock
Protect the app with your fingerprint, face, PIN or pattern.
About JaxBudget
Jax Budget: Expense Tracker
🌟 WHY YOU'LL LOVE JAXBUDGET
📊1. SMART EXPENSE TRACKER & MONEY MANAGER
Quickly record daily expenses and income in seconds.
Categorize spending (Groceries, Utilities, Rent, Entertainment and more), or create your own categories, to see exactly where your money goes.
Works in your own currency.
🎯2. CATEGORY BUDGET PLANNER
Set monthly spending limits for individual categories or your entire ledger.
Real-time progress bars show how much budget you have left before you overspend.
Receive visual budget warnings before hitting your monthly cap.
🔔3. SUBSCRIPTION TRACKER & RENEWAL REMINDERS
Never get surprised by unwanted auto-renewals again!
Track all active monthly and annual subscriptions in one clear dashboard.
A renewal calendar shows what's coming up and when.
Get local reminders before each renewal, so a free trial never turns into a surprise charge.
📷4. INSTANT RECEIPT SCANNER (CAMERA OCR) - Pro
Snap a picture of any physical receipt to extract purchase totals and merchants automatically.
Uses private, on-device text recognition (OCR). Your receipt photos are processed right on your phone, deleted right after, and never uploaded.
🎙️5. HANDS-FREE VOICE SCAN
Simply speak your purchase aloud (e.g., "Spent 15 dollars on coffee") and let JaxBudget turn your speech into text to fill in your expense form instantly.
💡6. PRIVATE MONEY COACH & INSIGHTS
Visual category charts and monthly income vs. expense breakdowns.
Get personalized financial tips and insights worked out on your phone, strictly from your own numbers and goals.
🔒7. PRIVATE & SECURE
Offline-First: All ledger records stay inside your device's private storage.
App Lock: Protect your ledger with fingerprint, face unlock, PIN, or pattern lock.
Offline Backups: Export CSV, Excel (XLSX), or PDF reports anytime, or save an offline ZIP backup file directly to your chosen folder.
☁️8. GOOGLE DRIVE BACKUP - Pro
Back up your ledger to your own Google Drive with one tap.
Saved in a private app folder that only Jax Budget can open. We never see your files.
Your last 5 backups are kept, so you can restore any of them on a new phone.
Restoring from Drive is always free, even if Pro ends.
⭐9. JAX BUDGET PRO
The free plan covers everyday budgeting. Upgrade to Pro to unlock:
Unlimited subscriptions, category budgets and custom categories
Your full Insights history and every Money Coach tip
Receipt scanning with the camera
Google Drive backup
Choose Monthly, Yearly (with a free trial) or a one-time Lifetime purchase. Logging, Voice Scan, offline backup, restore and CSV export always stay free, and if Pro ends, nothing you saved is ever deleted.
Anonymous crash reports and usage statistics help us fix bugs. They never include your amounts, payee names or notes. See our Privacy Policy for details.
How JaxBudget uses your Google account
JaxBudget asks you to sign in with Google only when you choose to back up to Google Drive (Settings > Backup and restore > Cloud backup). Signing in is never required to use the app.
The app requests the "drive.appdata" permission, which gives it access only to a hidden folder in your Google Drive that belongs to JaxBudget. It cannot see, read or change any other file in your Drive. It also reads your basic account details so it can show which account is connected.
Backups go straight from your phone to your own Drive. JaxBudget has no servers and we never receive, store or share your Google data or your backups. You can disconnect at any time, and delete the backups from Google Drive (Settings > Manage apps > JaxBudget > Delete hidden app data).
Jaxen Labs
